Dollar: In a twist of fate that could rival any lottery story, a routine shift turned into a life-changing moment for a gas station clerk in El Paso after discovering a rare Kennedy half dollar in a handful of change. The coin, later authenticated as a 1964 Special Strike Kennedy Half Dollar, has been valued at a staggering $3.21 million.
The Unexpected Discovery
Jose Ramirez, 29, was working the late shift at a 24-hour fuel station on Mesa Street when a customer paid for gas and snacks with a mix of bills and coins. Among the coins was a slightly worn silver half dollar that caught Ramirez’s attention.
“It was heavier than a regular coin and had a strange, mirror-like shine even though it looked old,” Ramirez recalled. “I thought maybe it was silver, so I put it aside out of curiosity.”
Ramirez, a self-described history enthusiast, took the coin home and began researching Kennedy half dollars. What he found stunned him: the coin appeared to match the ultra-rare 1964 SMS (Special Mint Set) version — a coin that was never officially released to the public and is believed to have been minted as a prototype or test strike during the transition after President John F. Kennedy’s assassination.
| Feature | Details |
|---|---|
| Coin Type | 1964 Kennedy Half Dollar (Silver Error) |
| Material | 90% Silver (instead of copper-nickel) |
| Auction Value | $3.21 Million |
| Grading | PCGS Mint State 68 |
| Known Examples | Fewer than 12 estimated |
Expert Confirmation
Ramirez brought the coin to a local coin dealer the next morning, who quickly confirmed its potential significance and recommended sending it to the Professional Coin Grading Service (PCGS). Within two weeks, the coin was authenticated as one of only a few known 1964 SMS Kennedy Half Dollars — and in exceptionally well-preserved condition, graded SP68.
“We’ve seen only a handful of these coins surface in over half a century, and this is easily one of the best specimens ever found,” said Angela Tran, senior numismatist at PCGS. “The rarity, historical context, and pristine state of the coin make it incredibly desirable to collectors.”
From Paycheck to Payday
Ramirez has since sold the coin at a private auction to a collector in New York for $3.21 million, making it one of the highest-selling Kennedy half dollars in history.
“I’m still in shock,” Ramirez said, fighting back tears. “I was just doing my job, trying to make ends meet. I never imagined that a piece of change would change my life.”
He plans to use the money to pay off debts, help his parents retire, and open a small local bookstore — a longtime dream of his.
A Reminder to Stay Curious
This incredible discovery serves as a reminder that even in the most mundane places, treasures may be hidden in plain sight. Ramirez’s story has sparked a wave of excitement among collectors and everyday folks alike, with many now eyeing their loose change with new appreciation.
“It’s not just about the money,” Ramirez said. “It’s about the story — the history behind something that’s been in circulation for decades, passing through countless hands. I was just lucky to be the one who finally noticed it.”
FAQ: Gas Station Clerk Finds $3.21 Million Kennedy Half Dollar in Change
What did the clerk find?
A rare 1964 SMS Kennedy half dollar, one of only a few known to exist.
Why is it worth $3.21 million?
Its extreme rarity, special minting process, and pristine condition make it highly valuable to collectors.
How did he discover its value?
The clerk noticed its unusual quality, posted it online, and was advised to have it authenticated.
Who verified it?
The Professional Coin Grading Service (PCGS) graded it SP67, confirming its authenticity and value.
Who bought it?
A private collector in California purchased it at auction for $3.21 million.
