Dollar :Circulating through pockets and piggy banks unnoticed, a 1981 Susan B. Anthony dollar today holds the astonishing distinction of being worth nearly $880,000—one of the most valuable coins still legally in circulation. While it’s rare to come across coins of such pedigree, several key factors can turn an ordinary coin into an extraordinary windfall.
Why This 1981 Anthony Is Worth So Much
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Unusual Mint Error
The most famous 1981 Susan B. Anthony dollar commanding extraordinary value—estimated around $880,000—is believed to carry a rare mint “Struck Through” error. In such cases, foreign material like grease or debris partially blocks the die, resulting in a blank or distorted portion of the coin—a desirable and exceedingly rare error variant. -
Near-Perfect Condition (MS-64 or Higher)
Collectors prize coins in mint state—especially uncirculated grades like MS-64 and above. The high-grade Anthony dollars from 1981 are astonishingly scarce due to their short production run and low public circulation. -
Verified Through Third-Party Grading
Coin grading services such as PCGS (Professional Coin Grading Service) and NGC (Numismatic Guaranty Corporation) play a pivotal role in authenticating and grading valuable coins. The 1981 Anthony sold for close to $880,000 only after rigorous verification confirming its authentic mint error and virtually flawless condition.
How to Spot a Potential Winner
For everyday people who might still stumble upon something valuable, pay close attention to the following:
1. Mintmark and Year
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The mainstream 1979–1981 silver-colored Anthony dollars bear an “S” (San Francisco) or “P” (Philadelphia) mintmark.
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There is no 1982 Anthony dollar—so any coin reading “1982” is counterfeit.
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A genuine 1981-S coin is the one known for its significant rarity when afflicted by a notable error.
2. Mint Errors to Search For
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Struck-Through: Look for blank or distorted portions—commonly around Susan B. Anthony’s portrait or the denomination.
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Off-Center Strikes: These are distinctive, but common enough that they’re often worth only a few dollars unless drastically off-center.
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Die Cracks or Cuds: Small raised lines or blobs near the rim may be interesting, but rarely nearly half-a-million-dollar level rare.
3. Eye Appeal / Condition
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Shiny, lustrous surfaces with zero wear significantly boost value.
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Check under good lighting or with a magnifier—fine scratches or cloudiness can diminish grade.
4. Authenticate and Encapsulate
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Before running to an auction, send the coin to PCGS or NGC for grading and authentication. A letter-graded coin is far more likely to attract serious collectors—and big money.
Real-World Value: Case Study
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A 2020 auction of a confirmed 1981-S Susan B. Anthony with a “Struck-Through” mint error and graded MS-65 sold for approximately $880,000, setting a rare high-water mark for modern U.S. coinage.
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More commonly, flawless non-error versions may fetch crystal-clear prices in the $200–$800 range depending on condition and market demand—still far above face value, but far from six-figure territory.
Tips If You Find One
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Don’t clean or handle the coin more than necessary—fingerprints and abrasions lower collector value.
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Compare to known examples via coin guides or trusted dealer photos.
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Submit it for grading only if it shows potential—the cost of grading is negligible compared to six-figure values if it turns out to be a genuine error.
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Share high-res photos with a reputable numismatic forum or dealer before investing in grading.
Final Thoughts
While the odds of stumbling upon an $880,000 coin are astronomical, ordinary folks have indeed unearthed over $100,000 by noticing rare Anthony dollar errors in everyday change. The key is vigilance—look closely, suspect anomalies, and when something stands out, let a professional Numismatic authority assess before cashing in.
For now, every Susan B. Anthony dollar in your change offers hope—who knows, the next surprise could be worth a fortune.
(FAQs) $880,000 1981 Susan B. Anthony Dollar and how you might spot one
Why is the 1981 SBA dollar worth $880,000?
It’s a rare Type 2 Proof coin with a sharp “S” mintmark, made only for collectors in limited numbers. In top condition, it’s extremely valuable.
What’s special about the “Type 2” mintmark?
The Type 2 has a clear, serif-style “S”, unlike the common blurry Type 1. This small detail makes a huge difference in value.
Can one really be in circulation?
Yes—some proof coins accidentally end up in circulation through mint errors or estate sales. It’s rare, but possible.
How do I spot one?
Look for a 1981 coin with a sharp “S” mintmark and a mirror-like proof finish. If in perfect condition, get it professionally graded.